Saving habit depends a lot on the lifestyle of an individual. Some little changes in lifestyle can help to save. Following are some of the suggestions from my side. There are many ways you can save more. The basic concept for savings are – 1.Reasons for Saving For emergencies – to make sure there’s money available … Continue reading How to develop a saving habit?

Most People Will Never Be Good at Investing because most people in the stock market, most of the time, don’t do investing, which is… Thinking how markets work, Understanding how people behave, Studying businesses, Sticking only with what is simple and what they understand, and Buying stocks at appropriate valuations. Instead, they are busy… Envying … Continue reading Why Most People Will Never Be Good at Investing ?

The most effective way to stop wasting money is to become aware of all of your expenditures. When you see the numbers, you will naturally become more inclined to save money .There are many ways to do this. I collect a receipt from every transaction I make and record them in a spreadsheet where they … Continue reading How to Stop Wasting Money and Save ?

How to be like Buffett How did the investor become the third-richest man on earth? With very a disciplined approach to money. Here’s what we can all learn from the Oracle of Omaha. 1. Think like an Entrepreneur Buffett filed his first tax return at 13. Even as a child, he was always looking for opportunities … Continue reading What is advice of Warren Buffett about saving and investment Habits ?

The Importance of Having a Financial Plan. Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it’s easier to make financial decisions and stay on track to meet your goals. Income: It’s possible to manage income more effectively through planning. Managing income helps … Continue reading What are the benefits of financial planning ?

Whenever I was about to invest in a stock or a mutual fund, I would remember things that made me feel scared. You must worry while parting with your hard-earned money, but that worry must be constructive…constructive in the sense that it must lead you to make the right investing decisions. Most of the investor … Continue reading How I can decide about investment in the stock market ?

This is my top things for you should consider before buying your first home: 1. Location Is Incredibly Important This is something you likely already understand, but I’m putting it here to re-emphasize it. Location. Is. Very. Important. Wherever you decide to live, you’re going to be commuting from that place to wherever it is … Continue reading What are things to be considered before buying the first home ?

A share (also called an equity or equity stock) in a company is exactly that: a share in the ownership of the company. With that comes a share of the profits and the risk that you will lose your money if the company goes bust. Almost all companies have limited liability. This means that if … Continue reading What are the pros and cons of stock market investment?

Different investments will be appropriate for different investors. In general, there are three all-time favorite options - Real estate Stocks Gold Real estate Buying real estate is about more than just finding a place to call home. Investing in real estate has become increasingly popular over the last 50 years and has become a common … Continue reading What are the best long term investment options?

In this article I am going to share the thoughts of  great spiritual master Sant Kabir Das (15th-century Indian mystic poet and saint) & Rahim Das. 1. Make Your Portfolio Meaningful *साधु ऐसा चाहिए, जैसा सूप सुभाय ।* *सार – सार को गहि रहै, थोथा देई उड़ाय ।।* When the market is on the upswing, i.e. when everybody on the street is over optimistic. After falling prey to greed, … Continue reading What is the advice of spiritual Guru about Investor’s Life ?

Bitcoin is a new currency created in 2009 by Satoshi Nakamoto. Bitcoin uses peer-to-peer technology to operate with no central authority or banks. Bitcoins are not created by any central bank, nor regulated by any government. Bitcoins completely bypass banks. Bitcoins are changing how we store and spend our personal wealth. Bitcoin transactions are irreversible. … Continue reading What is Bitcoin ?

A Systematic Investment Plan or SIP is a smart and hassle free mode for investing money in mutual funds. SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc). A SIP is a planned approach towards investments and helps you inculcate the habit of saving and building wealth … Continue reading How Systematic Investment Plan(SIP) works?

12 Mantras (Principles) of Investment - By Laxmikant Bhole 1. Look for fundamentally sound companies: Be very cautious when you are investing in high debt stocks. Such companies will have to shell out high amount of profits by way of interest, which limits their growth. At the same time, be careful if you are investing … Continue reading What successful people says about Investment?

The old and gold concept - The piggy bank is the best idea to introduce money and saving to a child. When you use a clear jar, they see the money growing. This will do the two things – Why money is important in life and how it can grow. In my views, one more … Continue reading How to teach kids about Money ?

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” Those words were uttered by the great mathematician, Albert Einstein. What is Compound Interest ? Simple interest is only based on the principal amount of a loan, while compound interest is based on the … Continue reading Why Compound Interest Is called the 8th Wonder of the World ?

Financially responsible and successful people don’t build their wealth by accident — or overnight. Becoming rich takes serious willpower and long-term vision. You have to be able to keep your eye on the prize of financial freedom, be willing to sacrifice your present wants for the sake of your future and develop good habits to … Continue reading What are the common habits of rich and successful person ?

International trips should be full of fun and adventure, but nothing puts a damper on a journey abroad quite like a sticky financial situation.Your trip will run much more smoothly if you determine a trip budget for yourself (and stick to it!). So you know where you’re going and how long you’ll be there, but … Continue reading How much money you’ll need for your international trip ?

There are times when we need to take a loan, it could be for a big pre-planned purchase such as a house or a car, or it could just be for an emergency. Whatever the reason for taking a loan, it is important to keep in mind some basic rules, which can stand you in … Continue reading What are things to consider for the Home Loan?

Financial security in retirement does not just happen. It takes planning and commitment and, yes, money. Top 10 tips for Retirement 1. Retirement Plan Financial success is a choice. It results from the many small decisions you make each and every day. Without a plan and goals to achieve wealth, your life is like a … Continue reading What is the best way to plan for retirement ?